Allstate Bank's savings products are convenient tools for managing funds and helping you meet your financial goals. Our products offer competitive interest rates, flexibility, and provide a full array of features to align with your specific savings needs.

Certificates of Deposit
If you don't need immediate access to your funds, you can benefit from Allstate Bank's competitive Certificate of Deposit (CD) rates. CDs are available in maturity terms of one month to five years. Interest is compounded daily, credited monthly, and can be transferred to any Allstate Bank account. Terms Available
		Thirty	(30)	days		Two	(2)	years
		Ninety	(90)	days		Three	(3)	years
		Six	(6)	months		Five	(5)	years
		One	(1)	year
		$1,000 minimum deposit. No additional deposits permitted during the term of the account.
		CDs renew automatically unless otherwise notified by the customer within a 14-day grace period.
		Early withdrawal may result in a penalty. This may consist of both interest and principal.
		Click here for current rates

Insured Money Market Accounts
	Account access 24 hour access via phone, Internet, and ATMs Checks First order of duplicate checks is free Free safekeeping of your paid checks Safety FDIC-insured up to $100,000 per depositor Withdrawals Up to six (6) pre-authorized withdrawals per calendar month, no more than three (3) can be paid checks Unlimited ATM withdrawals ATM Free ATM card for access to your account Reimbursement up to $5 per month to cover other bank ATM charges		Interest Rate Interest Rates are applied to balances on a tiered rate structure. Rates are tiered according to account balances Interest is compounded daily Click here for current rates Statements Statements mailed monthly Additional copies available upon request Deposit options Direct deposit, wire, Automated Clearing House (ACH), mail, and ATMs where available Maintenance Fee No fee, when your monthly average daily balance is $1,000 or more, only $8 if your monthly average daily balance falls below $1,000

Regular Savings Account
	Account Access 24 hour access via phone, Internet, and ATM ATM Free ATM card for access to your account Reimbursement up to $5 per month to cover other bank ATM charges Interest Rate Interest is compounded daily Interest rate is determined by Bank Click here for current rates Safety FDIC-insured up to $100,000 per depositor		Withdrawals Up to six (6) pre-authorized withdrawals per calendar month Unlimited ATM withdrawals Deposit options Direct deposit, wire, ACH, mail, and ATMs where available Maintenance fee No fee, when your monthly average daily balance is $500 or more, only $4 if your monthly average daily balance falls below $500 Statements Statements mailed monthly Additional copies available upon request

Allstate Bank will help you find the perfect mortgage in no time.

Mortgages
If you are buying a new home or looking to refinance your current home, the Allstate Bank Mortgage Center can help. We offer Fixed, Adjustable-Rate, and Balloon mortgages. A Fixed-Rate Mortgage's interest rate and monthly payments remain the same for the entire life of the loan. (Taxes, of course, may change.) This type of loan may be suitable for buyers who plan to live in the house for a long time. Types of Fixed-Rate Mortgages
		30 Year Fixed
		20 Year Fixed
		15 Year Fixed
With Adjustable-Rate Mortgages (commonly called ARMs) the interest rate can change over the life of the loan--according to the terms specified in advance. ARMs may be appropriate for buyers who believe they will be in the market for another home in a few years. Types of Adjustable Rate Mortgages
		10/1 Adjustable-Rate
		7/1 Adjustable-Rate
		5/1 Adjustable-Rate
		3/1 Adjustable-Rate
Other Mortgage Programs A balloon mortgage is amortized over the full term of the loan repayment period, but at the end of a specified period the balance comes due. Thus, a balloon payment needs to be made. For example, with a 7-year balloon you would make fixed monthly payments for seven years that have been calculated based on a 30-year mortgage. At the end of the 7 years, the remaining principal balance would be due and payable in full.
Home Equity products Closed-end (fixed)            Interest rates set at current market similar to 1st mortgage fixed products
Open-end (revolving) - Home Equity Line of Credit (HELOC)
		Line of credit tied to Prime rate and consequently the annual percentage rate (APR) can vary monthly. Individual customer APR based on their credit qualifications and property loan to value.
		Specific minimum initial draws may be required in some states
(Not available in Arkansas, Alaska, Hawaii, Texas, and Washington, D.C.)
Home Equity Guarantees            Guaranteed same-day loan decision or customer is paid $100
Note: Rates and programs are subject to change.
Home Equity Features Low finance charges             Home equity loans feature a low variable interest rate that is tied to the Prime rate.
Tax advantages            Interest may be tax deductible. Note: Certain restrictions and limits apply.            Customers are advised to consult with their tax advisor for specific details.
Flexibility            Home equity loans give customers easy access to their money.
Fast and easy application process            Application process for home equity loans is quick and simple.
Security            Home equity loans offer financial freedom for planned and unplanned expenses.