**Annual Percentage Yield (APY), effective on . Initial deposit of $1,000 required for Certificates of Deposit. Substantial penalty for early withdrawal on CD's. Rates subject to change daily. Minimum balance of $500 required to avoid a $4 monthly fee on Regular Savings. Minimum balance of $2,000 required to avoid an $11 monthly fee on Checking Plus Interest. Minimum balance of $1,000 required to avoid an $8 monthly fee on Insured Money Market accounts. Rates on Checking Plus Interest, Insured Money Market and Savings accounts are subject to change daily after account is opened. Certain fees may reduce earnings on accounts.
***Note: Annual Percentage Yield (APY) National average courtesy of BankRate.com (www.bankrate.com), N. Palm Beach, FL, 2000., on 07/02/2008.
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